Home Insurance

We find you the insurance you need at just the right price!

Home Insurance

Need help understanding what’s required by your home lender? Or how you can best protect your home’s property value including the dwelling, other property structures, and the belongings inside the home? Let The Kiser Agency, Inc. make sure you don’t miss that crucial detail about your homeowner’s policy. Along with their general expertise of Asheville home insurance, our agents will listen carefully to your questions and concerns. From there, it’s a straightforward process to find the policy coverage that makes the most sense for your home and your loved ones.​

You probably didn’t build the house on your own, and nor should you have to wade through the details of a home insurance policy by yourself either. Let The Kiser Agency, Inc. demystify the process and help you understand how a policy protects you from covered damages. When it comes to something this important, you don’t want to stay in the dark. Give us a call at (828) 253-9500 to discuss your policy. Or schedule an appointment with our office at 536 Haywood Rd, Asheville, North Carolina, 28806-3555 to talk about your concerns in person with Keith Kiser and our staff today.

Everything from the age of the home to the age of the homeowner can mean new ways to save on your Asheville home insurance. There are also exclusive Nationwide benefits programs, like Brand New Belonging® and Better Roof Replacement®. These programs will make it easier to move forward should a covered damage occur. In the meantime, they offer extra peace of mind.

Why you need homeowners insurance?

It is really all about protecting yourself financially if something unexpected happens to your home or possessions. That’s important because chances are your home is likely one of your largest investments.

  • If you are still paying for your home, your lender will require insurance.
  • If your home was destroyed by fire or damaged by a natural disaster, you’d need money to repair or replace it.
  • If a guest in your home is injured, liability protection and medical coverage help pay expenses.
  • If you are a victim of theft and vandalism, it can reimburse you for your loss or pay for repairs.

Homeowners insurance is meant to cover unexpected damage, not routine maintenance. Your agent can let you know what is covered and be sure you know exactly what’s included and what is not.

Remember Homeowners insurance also covers Renters and Condo Owners.  Before you get stuck having to foot the bill for repairs or personal injuries call us. Make sure you carry at least 80% coinsurance on your home insurance policy. We work with you to find the right coverage and the right price. Check with your agent to find out more.